Hilm AI – AI Tool for Chatbots

Chat with your money, get smart insights.

Categories: Chatbots, Finance, Personal Assistant

Rating:Not Yet Rated

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Pricing:From $16.00/mo(Free tier available)

₹1,336₹1,576 incl. 18% GST

TL;DR — Hilm AI

Chat with your money, get smart insights. Pricing starts from ₹1,336/mo with a free tier available. Security: Published posture.

What is Hilm AI?

hilm.ai is an AI personal finance assistant that enables users to track and manage their expenses through a conversational approach. It integrates with Telegram and provides users with real-time AI-powered insights and personalized advice based on their financial data. Users can input their expenses via text, voice notes, or receipt photos, and the tool automatically logs and categorizes transactions. Additionally, hilm.ai offers features such as spending pattern analysis, personalized financial advice, budget setting and monitoring, and smart alerts. The tool's functionality unfolds from natural language processing and is designed to help users understand their spending habits, track financial progress, and make more informed decisions about saving, spending, and investing.

Security Assessment

Security: Published posture

Published posture scored 12/20 or above. We check HTTPS, a reachable privacy policy, and stated compliance commitments. We do not perform security testing.

Last assessed: 21 August 2026

How this score was built

Each scored criterion links to the published page it was derived from. Unscored criteria are marked, not guessed. This listing has not been hands-on tested.

Security & Data Privacy
The privacy policy details data encryption, retention, and user rights.
Source: hilm.ai
8/10
Functionality & Features
The homepage describes various features like expense tracking and AI-powered insights.
Source: hilm.ai
8/10
Ease of Use
Requires hands-on use of the product.
Not assessed
Pricing & Value
The pricing page outlines a free tier and detailed subscription plans.
Source: hilm.ai
8/10
Reliability & Performance
Requires hands-on use of the product.
Not assessed
Integration Capabilities
No citable published evidence in this pass.
Not assessed
Customer Support
No citable published evidence in this pass.
Not assessed
Company Stability
No citable published evidence in this pass.
Not assessed
Update Frequency
No citable published evidence in this pass.
Not assessed
Startup-Friendliness
The pricing page offers a free tier and a trial period for new users.
Source: hilm.ai
8/10

Frequently Asked Questions

What is Hilm AI and what does it do?

Chat with your money, get smart insights.

What does Hilm AI cost in India?

Hilm AI starts at ₹1,336/month (plus 18% GST). A free tier is available to get started.

Is Hilm AI safe for startups?

Hilm AI has a published security posture scoring 12/20 or above (HTTPS, a reachable privacy policy, and/or stated compliance commitments). We do not perform security testing.